5 Range Alternatives for Financial Planning in 2026
By Novak Financial Partners · Updated September 2026
Disclosure: Novak Financial Partners published this article and is included in the comparison. We have a financial interest in prospective clients considering our firm. Fees for the firms discussed are based on publicly available information reviewed as of September 4, 2026. Actual fees may vary based on account size, services, negotiation, household complexity, and other factors. Prospective clients should review each firm's current Form ADV and advisory agreement.
Key takeaways
- Range offers three annual membership tiers, priced from $3,950 to $12,500, with a team of CFP® professionals and CFA charterholders supported by a proprietary AI assistant, Rai
- Range's model is team-based rather than built around a single dedicated advisor, and its higher tiers add tax filing, estate document creation, and equity compensation planning
- The alternatives below differ on advisor model, whether investment management is included, tax filing versus tax planning, estate-document services, and the type of client each is built for
The five Range alternatives compared in this guide are Domain Money, Facet, Nectarine, Novak Financial Partners, and Wedmont Private Capital. Domain Money provides a dedicated CFP® professional with tax filing and estate documents at higher tiers. Facet offers tiered access to CFP® professionals. Nectarine offers advice without investment management. Novak Financial Partners provides an ongoing relationship through a small financial planning practice. Wedmont offers flat-fee private wealth management for investors with $1 million or more.
Understanding the Range model
Range Advisory, LLC is an SEC-registered investment adviser and fiduciary, charging a flat annual membership fee instead of a percentage of assets under management. As of September 2026, it offers three tiers:
- Premium ($3,950/year): 0% AUM investment management, access to a team of CFP® professionals and CFA charterholders, direct indexing and tax-loss harvesting, comprehensive investment and retirement planning, access to Range's AI assistant Rai, and a review of the prior year's tax return. Premium does not include forward-looking tax projections or estate document creation
- Platinum ($5,950/year): Everything in Premium, plus strategic tax planning and projections, access to a team that also includes CPAs, estate planning document creation, and equity compensation planning (RSUs, NSOs, ISOs). Platinum does not include tax filing
- Titanium ($12,500/year): Everything in Platinum, plus federal and state tax filing, filing for up to 10 K-1s ($100 for each additional), FBAR and FATCA filing, and filing for up to 9 real estate investment properties. Additional states beyond the included scope are billed separately
Range does not state an asset minimum. Membership accounts extend to a client's partner at no additional cost across all tiers, and Range notes that its custodian or a third-party TAMP may charge a separate asset-based fee on certain strategies, a fee Range says it does not receive any portion of.
Range's team-based model means clients don't work with one dedicated advisor. Instead, Range's FAQ describes access to a group of CFP® professionals, tax professionals, equity compensation specialists, and estate planning experts, coordinated through the platform. That's a meaningful design choice, not just a pricing tier difference: some clients want the breadth of a full team on call, and others want the continuity of working with the same person over time.
Range may be a strong fit for households that want a technology-forward platform, access to a range of financial specialists, and a fee that stays flat regardless of portfolio size. Someone may prefer an alternative if they want a dedicated advisor rather than a team, advice without ongoing investment management, a personal relationship with a smaller practice, a different mix of bundled services, or private wealth management built around a larger portfolio.
Range vs. the alternatives
| Firm | Annual price | Advisor and service model | Best suited for |
|---|---|---|---|
| Range | $3,950–$12,500 | Team of CFPs and CFA charterholders, with CPAs at higher tiers, plus an AI assistant (Rai) | Households wanting a technology-driven experience supported by a team of financial professionals |
| Domain Money | $3,900–$9,000 (yr 1) | Dedicated CFP® professional; spouse or partner included at no extra cost | Households wanting a dedicated CFP® professional with tax filing and estate documents available |
| Facet | $2,600–$8,700 | Any CFP® at Core; dedicated CFP® team or advisor at Plus/Complete | Households wanting a tiered planning platform with access to CFP® professionals |
| Nectarine | $175–$400/hr; $2,500–$5,200/project; $200–$500/mo | Client-selected advisor; no investment management | DIY investors wanting financial advice without ongoing investment management |
| Novak Financial Partners | $4,000–$6,000 | Clients work directly with one of the practice's two CFP® professionals | Households wanting a personal relationship with a small financial planning practice |
| Wedmont Private Capital | $15,000 flat | Dedicated advisor and team; coordinates with your outside CPA and attorney | Investors with $1 million or more wanting flat-fee private wealth management |
Pricing as of September 2026. Confirm current numbers on each firm's site before deciding.
A closer look at each alternative
Domain Money
Domain Money Advisors, LLC pairs each client with one dedicated CFP® professional, a different structure from Range's team-based access. A spouse or partner is included in that relationship at no extra cost. Three tiers are priced $3,900 to $9,000 in year one, renewing lower after that: Essential ($2,900/year renewal), Strategic ($4,200/year renewal, Domain Money's most popular tier), and Comprehensive ($8,000/year renewal).
Domain Money includes tax filing and estate-document creation starting at the Strategic tier. Range adds estate-document creation at Platinum but reserves tax filing for Titanium. Domain Money's entry-level Essential tier includes planning and investment management but not tax filing or estate documents. The clearest reason to choose Domain Money over Range is the one-advisor relationship; the clearest reason to stay with Range is if the breadth of a full specialist team matters more than a single point of contact.
Facet
Facet Wealth, Inc. offers three tiers with a different structure from Range's flat team access at every level. Core ($2,600/year) gives access to any available CFP® professional rather than a dedicated one. Plus ($5,500/year) adds a dedicated CFP® team, equity-compensation planning, and tax filing through Facet's designated tax-filing partner. Complete ($8,700/year) adds a dedicated CFP® professional and comprehensive tax analysis. After the first year, Facet lists one annual planning meeting for Core, two for Plus, and four for Complete, with unlimited planner messaging across all three tiers.
Facet's starting price is lower than Range's, and its tiers unlock dedicated advisor access progressively rather than offering team access from day one the way Range does. Estate planning is available separately through Facet's partner Wealth.com rather than built into the core membership, a different model from Range's in-tier estate document creation at Platinum and above. Facet states no asset minimum.
Nectarine
Nectarine is an SEC-registered investment adviser offering advice-only financial planning through a roster of advisors clients can choose from. Services are priced by the session ($175–$400/hour), by project ($2,500–$5,200 for an eight-week plan), or as an ongoing relationship ($200–$500/month).
The distinction from Range is direct: Nectarine does not manage investments at all. Range's membership includes 0% AUM portfolio management, direct indexing, and tax-loss harvesting as part of every tier; Nectarine clients receive advice and implement it themselves in their own accounts. Clients also choose their own advisor from Nectarine's roster rather than working with an assigned team. That's a good fit for someone who wants a second opinion, a one-time plan, or ongoing advice without investment management, and a weaker fit for someone who wants ongoing investment management included.
Website | Services and Pricing
Novak Financial Partners
Novak Financial Partners may be a strong fit for high-earning households that want comprehensive planning and investment management through a small financial planning practice. Clients work directly with one of the practice's two CFP® professionals for a flat annual fee of $4,000 or $6,000, with no asset minimum.
Both plans include comprehensive planning covering investments, taxes, retirement, employee benefits, insurance, and estate coordination, along with ongoing investment management. That's a different advisor experience from Range's team-based model: Novak clients work directly with the same CFP® professional throughout the relationship. One consideration: Novak does not file tax returns or draft estate documents in-house, so households wanting those bundled directly into the membership may prefer Domain Money or Range's applicable tier.
Wedmont Private Capital
Wedmont Private Capital, LLC charges a single flat fee of $15,000 a year per household, regardless of portfolio size, for investors with $1 million or more in investable assets. That's a structurally different offer from Range: rather than choosing among tiers priced by service level, Wedmont clients pay one fee for a custom, tax-efficient investment portfolio built by a dedicated advisor and team.
Wedmont coordinates with a client's own CPA and estate attorney rather than filing tax returns or drafting estate documents itself, which contrasts with Range's in-house tax filing (at Titanium) and estate document creation (at Platinum and above). Below the $1 million threshold, Wedmont isn't an option, which puts it out of reach for many of the households Range's Premium and Platinum tiers are built for.
How to choose
- Who will you actually work with? Range uses a team-based model, so you'll draw on a group of CFP® professionals, CFA charterholders, and (at higher tiers) CPAs rather than one dedicated advisor. Domain Money and Novak both pair you with a consistent advisor, one CFP® at Domain Money, one of two CFP® professionals at Novak. Facet's advisor access scales with tier. Nectarine lets you choose your own advisor from its roster. Wedmont provides a dedicated advisor and team.
- Do you want a technology- and AI-driven experience? Range's Rai assistant and dashboard are built into every tier. Facet and Domain Money also offer digital tools alongside human advisors, though Range prominently incorporates its Rai assistant into the member experience.
- Should tax filing and estate documents be bundled in? Range includes estate documents from Platinum up and tax filing only at Titanium. Domain Money includes both starting at its Strategic tier. Facet includes tax filing at Plus and Complete, with estate planning handled separately through Wealth.com. Novak and Wedmont coordinate with your own CPA and attorney instead of filing or drafting in-house.
- Do you want ongoing investment management, or just advice? Every firm here manages investments except Nectarine, which is advice-only and priced by the hour, project, or month.
- Do you have $1 million or more to invest? That's the point where Wedmont's flat, portfolio-size-independent fee becomes an option worth comparing against Range's tiered structure.
Frequently asked questions
What are the best alternatives to Range?
Five alternatives to Range are Domain Money, Facet, Nectarine, Novak Financial Partners, and Wedmont Private Capital. Domain Money provides a dedicated CFP® professional with bundled tax filing and estate documents at higher tiers. Facet offers tiered access to CFP® professionals. Nectarine provides advice without investment management. Novak offers a personal relationship through a small financial planning practice. Wedmont provides flat-fee private wealth management for investors with $1 million or more.
How much does Range cost?
As of September 2026, Range's three tiers are Premium at $3,950/year, Platinum at $5,950/year, and Titanium at $12,500/year, all with 0% AUM investment management included.
Does Range provide a dedicated financial advisor?
No. Range is explicit that its model is team-based: members get access to a group of CFP® professionals, tax professionals, and other specialists rather than one assigned advisor. Domain Money, Novak Financial Partners, and Wedmont each pair clients with a consistent advisor if that's a priority.
Does Range include tax preparation?
Premium includes a review of the prior year's tax return. Forward-looking tax planning and projections begin at Platinum, while federal and state tax filing is only included at Titanium.
Do any Range alternatives have an asset minimum?
Wedmont Private Capital requires $1,000,000 or more in investable assets. Range, Domain Money, Facet, and Novak Financial Partners do not state an asset minimum. Nectarine does not manage investments, so no investment minimum applies.
Which Range alternative offers advice without investment management?
Nectarine is the only firm on this list that doesn't manage investments. It's priced by the session, project, or month, and clients implement recommendations in their own accounts.
Range, Domain Money, Facet, Nectarine, Novak Financial Partners, and Wedmont each take a different approach to financial advice without a traditional percentage-of-assets fee. The right one depends on whether you want a team or a dedicated advisor, how much you value a technology-driven platform, whether you want tax filing and estate documents bundled in, whether you want investment management at all, and how much you have invested.
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See if flat-fee planning is right for youThis article is for educational and informational purposes only and does not constitute personalized financial, legal, or tax advice. Novak Financial Partners published this article and is included in the comparison; we have a financial interest in prospective clients considering our firm. Pricing and services described for every firm, including Novak, were sourced from each firm's official website as of September 2026 and are subject to change; confirm current details directly with each firm. This article is not a recommendation or endorsement of any firm named. For additional disclosures please visit corepln.com/disclosures. Advisory services offered through Core Planning LLC, a Registered Investment Advisor.
