CARBONDALE FINANCIAL ADVISOR
Flat-Fee Financial Planning in Carbondale, Illinois
Based in Carbondale, Novak Financial Partners provides comprehensive financial planning and investment management through a direct relationship with one of our two CFP® professionals.
No asset minimum. No commissions. Local meetings available.
Planning That Connects the Pieces
Carbondale professionals often need to coordinate employer benefits, retirement plans, investments, taxes, student loans, and family goals. These decisions can be especially interconnected for university and healthcare employees with multiple benefit and retirement-plan choices.
We bring these decisions together in one comprehensive plan. Depending on your needs, that can include investment management, retirement planning, tax planning, employee benefits, insurance coordination, education planning, and estate coordination alongside your attorney.
Who We Serve
We work with Carbondale-area households across different careers and stages of life, including university and healthcare professionals, business owners, growing families, and people approaching retirement.
Professionals and Families
Planning for competing priorities such as paying off student loans, buying a home, raising a family, saving for college, and preparing for retirement.
SIU and SIH Employees
Guidance for university, healthcare, and other local professionals navigating employer retirement plans, benefits elections, taxes, and long-term financial decisions.
Business Owners
Coordination of personal and business finances, retirement plans, taxes, insurance, investments, and long-term planning.
Approaching Retirement
Help evaluating retirement readiness, Social Security, Medicare, investment strategy, taxes, and sustainable retirement income.
What You Can Expect
Clear fees, comprehensive planning, and a direct relationship with your CFP® professional.
- ✓ Flat annual fees of $4,000 or $6,000
- ✓ No asset minimum
- ✓ No commissions
- ✓ Investment management included
- ✓ Direct relationship with one of our two CFP® professionals
- ✓ Comprehensive financial planning rather than only investment management
- ✓ Local meetings or virtual service, whichever works best for you
Connected to Carbondale
Novak Financial Partners is led by Max and Zach Novak, two CFP® professionals who were raised in nearby Carterville and attended Southern Illinois University. Their longstanding connection to the area gives the practice a personal understanding of Carbondale and the people who call it home.
Frequently Asked Questions
Where is Novak Financial Partners based?
Novak Financial Partners is based in Carbondale, Illinois. We don't maintain a traditional public office, but we're happy to meet with local clients in person when helpful.
Can Carbondale clients meet in person?
Yes. Local meetings are available by appointment, in addition to virtual meetings by video.
Do you work with SIU and SIH employees?
Yes. We work with employees of Southern Illinois University, Southern Illinois Healthcare, and other Carbondale-area employers on benefits, retirement plans, investments, taxes, and comprehensive financial planning.
How much does planning cost?
We charge a flat annual fee of $4,000 or $6,000, depending on the scope of your planning needs. You can learn more on our pricing page.
Is there an asset minimum?
No. We do not require an asset minimum to work with us.
Is investment management included?
Yes. Ongoing investment management is included in the flat annual fee.
Do you only work with Carbondale residents?
No. While we're based in Carbondale and offer local meetings, we also serve clients nationwide by video.
Looking for a Financial Advisor in Carbondale?
Schedule an introductory call to learn about our flat-fee approach and whether Novak Financial Partners may be a good fit for you.
Schedule a CallNo commissions. No asset minimum. Available locally in Carbondale and virtually nationwide.