SOUTHERN ILLINOIS FINANCIAL ADVISOR
Flat-Fee Financial Planning in Southern Illinois
Based in Carbondale, Novak Financial Partners provides comprehensive, flat-fee financial planning and investment management throughout Southern Illinois, with a direct relationship with one of our two CFP® professionals.
No asset minimum. No commissions. Local meetings available.
Financial Planning Built Around Your Life
Financial decisions rarely happen in isolation. A choice about your investments can affect your taxes. A decision about employee benefits can affect your retirement timeline. Rather than addressing these pieces one at a time, our planning looks at how they fit together.
Depending on your situation, that can include investment management, retirement planning, tax planning, employee benefit decisions, insurance coordination, cash flow and budgeting, education planning, and estate coordination alongside your own attorney.
Who We Serve
Southern Illinois households come to us at different stages and with different goals. Here are a few of the households we work with most often.
Professionals and Families
Planning for competing priorities such as paying off student loans, buying a home, raising a family, saving for college, and preparing for retirement.
Business Owners
Coordination of personal and business finances, retirement plans, taxes, insurance, investments, and long-term planning.
Approaching Retirement
Help evaluating retirement readiness, Social Security, Medicare, investment strategy, taxes, and sustainable retirement income.
A Different Kind of Local Financial Planning Firm
Here's an overview of how our practice is structured.
- ✓ Flat annual fees of $4,000 or $6,000
- ✓ No commissions
- ✓ No asset minimum
- ✓ Investment management included
- ✓ Direct relationship with one of our two CFP® professionals
- ✓ Comprehensive financial planning rather than only investment management
- ✓ Local or virtual meetings
Southern Illinois Roots
Novak Financial Partners is led by Max and Zach Novak, two CFP® professionals who were raised in Carterville and attended Southern Illinois University. Our local roots give us a personal understanding of the people and communities that make Southern Illinois home.
Frequently Asked Questions
Where is Novak Financial Partners based?
Novak Financial Partners is based in Carbondale, Illinois. We work remotely rather than from a traditional public office, offering in-person meetings when convenient for local clients and virtual meetings nationwide.
Can Southern Illinois clients meet with you in person?
Yes. Although we do not maintain a traditional public office, we can arrange in-person meetings with clients in Southern Illinois. Virtual meetings are also available.
How much does financial planning cost?
We charge a flat annual fee of $4,000 or $6,000, depending on your household's financial stage.
Is there an asset minimum?
No. We do not require an asset minimum to work with us.
Is investment management included?
Yes. Ongoing investment management is included in the flat annual fee.
Do you only work with clients in Southern Illinois?
No. While we have deep roots in Southern Illinois and offer local meetings, we also serve clients nationwide by video.
Looking for a Financial Advisor in Southern Illinois?
Schedule an introductory call to learn about our flat-fee approach and whether Novak Financial Partners may be a good fit for you.
Schedule a CallNo asset minimum. Available locally throughout Southern Illinois and virtually nationwide.